It is important to think about whether the loan you apply for will meet your needs. Click here for a summary of the key features of IMB Personal Loans.

Our New Car Personal Loan, Secured Personal Loan and Unsecured Personal Loan all have fixed interest rates which means your repayments won’t change.  These loans have terms of 1 to 5 or 7 years depending on which loan you choose and you can make additional payments without penalty (but you can’t redraw).  You can apply for all of these loans online. 

With our Personal Line of Credit you only pay interest on the funds you use from time to time and there is no fixed loan term.  You can redraw up to your credit limit and the interest rate is variable which means it can go up or down. If you would like to apply for a Personal Line of Credit please call us on 133 462 or visit one of our branches.