Cash Management Account

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You can enjoy ready access to your funds and flexible banking options.

Minimum opening balance of $5,000
Competitive interest rates without the need to lock your funds away
No monthly account keeping fees¹
Access to real time payments through Osko®
Free Internet, Mobile and Phone Banking
Link to an IMB Visa Debit Card with payWave

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Interest Rates

Account balance	Standard Variable Interest Rate²
$250,000 and over	1.20% pa
$100,000 to $249,999.99	1.00% pa
$50,000 to $99,999.99	0.50% pa
$20,000 to $49,999.99	0.50% pa
$10,000 to $19,999.99	0.10% pa
$5,000 to $9,999.99	0.05% pa
Up to $4,999.99	0.00% pa

Fees, Charges and Limits

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Important Information:
1. Transaction fees apply. 2. Rates current as at date of appearance and subject to change. Interest rates are paid on the entire balance of the account. Interest rates are subject to change without notice. Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. This advice is general advice only and does not take into account your objectives, financial situation or needs. You should consider the Product Disclosure Statement available from IMB before making a decision about this product. ® Osko and logo is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.

Why choose IMB Bank?

Established in 1880, IMB has been helping people achieve their financial goals for 138 years. IMB offers a full range of banking solutions including home and personal lending, savings and transaction accounts, term deposits, business banking, financial planning and can arrange a wide range of insurance and travel products.

IMB has a growing branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you. IMB members enjoy access to free automated phone and internet banking and a team of professionals who are just a phone call away at our locally based call centre.

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